Help & Advice

Sending Money to France

If you need to make payments to France, Currency Index can save you time and money.

Call our experienced dealing team on 0800 043 2623 (+44 1923 777 562 from abroad) to discuss your money transfer to France, or click here to open a trading facility without any cost or obligation.

Sending Euros to French bank accounts via a 'Swift' transfer usually takes no more than 24 hours from the UK.

To make a transfer to a French bank, you will need the following information;

IBAN (International Bank Account Number)
BIC (Bank Identifier Code) or SWIFT code
Name of Beneficiary (and address if you have it)
Name of French Bank (and address if you have it)

The IBAN includes various codes, like your branch and account numbers, and is the standard system for sending Euro payments across Europe.

French IBANS have 27 characters, starting with 'FR' followed by 25 characters, and can usually be found on your bank statement or other paperwork, along with your BIC or SWIFT code. The IBAN should mirror the following format;

French IBAN Format: FRkk BBBB BGGG GGCC CCCC CCCC CKK

B = Bank Code
G = Branch Code
C = Account No.
K = clé RIB (key)

The BIC (Bank Identifier Code) or SWIFT code are made up of 8 or 11 characters and should mirror the following format;

French BIC or SWIFT code Format: BBBBCCLL or BBBBCCLLDDD

B = Bank Code (Only Letters)
C = Country Code 'FR' (Only Letters)
L = Location Code (Letters & Digits)
D = Branch Code Optional ('XXX' for Head Office - Letters & Digits)

French Bank Charges

French Bank charges for incoming international transfers range from zero to around €30, depending on the receiving and routing banks. Currency Index Ltd has no control of these charges.

To access our live Euro exchange rates, you will need to open an account, for which there is no cost or obligation. Our friendly, experienced staff will guide you through every step of the process, with one point of contact from start to finish.

Our exchange rates are based on the interbank level – the mid-market price at which banks buy and sell from each other. Currency Index Ltd will offer currency rates for your money transfer based on this rate, along with the volume you are trading, and prevailing market conditions.