Guide to Sending Money to Finland

Contact us for a quote

You can use this form to request a quote for your transfer from our team. We will be in touch to discuss your requirements, during business hours (9am-5.30pm Mon-Thu & 9am-5pm Fri, UK time)

  • Find out how much you could save on your money transfer to Finland
  • FCA regulated service, established 2008
  • No commission charges - the rate you see is the rate you get
  • We won't pass your details to anyone else
  • This field is for validation purposes and should be left unchanged.

Finland money transfers

Sending money to Finland is fast, easy and secure with Currency Index, and you can save up to 4% on the exchange rate alone, compared to your bank or other providers. Contact us using the form below if you would like more information on our service, or you can register with us to set up a trading facility today.

Currencies usually accepted: Euro (EUR)

Typical money transfer time to Finland: next day (SEPA) or same day (TT)

Transfer charge: FREE if sending over £30,000, otherwise £7 per SEPA or £12 per TT payment

Finland payment instructions

Payment details needed for Finnish money transfers:

  • Name of Beneficiary (and address if you have it)
  • Name of Finnish Bank (and address if you have it)
  • IBAN (International Bank Account Number): 
  • BIC (Bank Identifier Code) or SWIFT code

The IBAN includes various codes, like your branch and account numbers, and is the standard system for sending Euro payments across Europe.  Finnish IBANs have 18 characters, starting with 'FI' followed by 16 characters, and can usually be found on your bank statement or other paperwork, along with your BIC or SWIFT code.

If you are paying a third party (eg, lawyer, supplier, other individual) you can forward on the invoice or paperwork you have been sent, and the payments team at Currency Index will take care of the rest, without you needing to fill in endless forms.

Questions on sending money to Finland

How are Finnish IBANs made up?

A total of 18 digits, made up as follows:


FI = country code for Finland

B = Bank Code
C = Account No.
k = Check Digits

How are Finnish BIC / SWIFT codes made up?

8 or 11 characters, made up as follows:


FI = country code for Finland

B = Bank Code (Only Letters)
L = Location Code (Letters & Digits)
D = Branch Code Optional ('XXX' for Head Office - Letters & Digits)

Can you provide proof of payment?

Yes, once we have sent payment on your behalf, we can issue an International Payment Receipt, giving proof of the transferred amount and beneficiary. This service is free for payments over £10,000, otherwise a £5 charge would apply.

Is there a minimum or maximum transfer amount?

Generally, Currency Index's service is only efficient for payments to Finland of over £1,000 equivalent. There is no maximum amount we can transfer on your behalf.

If you are still using your bank to send payments to Finland, try Currency Index instead and you will see a world of difference - not only a much cheaper service with better exchange rates, but super-fast transfers, clear explanations on rates, and the knowledge that you are dealing with regulated specialists in overseas money transfers.