Guide to Sending Money to Germany

Contact us for a quote

You can use this form to request a quote for your transfer from our team. We will be in touch to discuss your requirements, during business hours (9am-5.30pm Mon-Thu & 9am-5pm Fri, UK time)

  • Find out how much you could save on your money transfer to Germany
  • FCA regulated service, established 2008
  • No commission charges - the rate you see is the rate you get
  • We won't pass your details to anyone else
  • This field is for validation purposes and should be left unchanged.

German money transfers

Sending money to Germany is fast, easy and secure with Currency Index, and you can save up to 4% on the exchange rate alone, compared to your bank or other providers. Contact us using the form below if you would like more information on our service, or you can register with us to set up a trading facility today.

Currencies usually accepted: Euro (EUR)

Typical money transfer time to Germany: next day (SEPA) or same day (TT)

Transfer charge: FREE if sending over £30,000, otherwise £7 per SEPA or £12 per TT payment

German payment instructions

Payment details needed for German money transfers:

  • Name of Beneficiary (and address if you have it)
  • Name of German Bank (and address if you have it)
  • IBAN (International Bank Account Number): 
  • BIC (Bank Identifier Code) or SWIFT code

The IBAN includes various codes, like your branch and account numbers, and is the standard system for sending Euro payments across Europe.  German IBANs have 22 characters, starting with 'DE' followed by 20 characters, and can usually be found on your bank statement or other paperwork, along with your BIC or SWIFT code.

If you are paying a third party (eg, lawyer, supplier, other individual) you can forward on the invoice or paperwork you have been sent, and the payments team at Currency Index will take care of the rest, without you needing to fill in endless forms.

Questions on sending money to Germany

How are German IBANs made up?

A total of 22 digits, made up as follows:

DEkk bbbb bbbb cccc cccc cc

DE = country code for France

b = Bank Code
c = Account No.
k = Check Digits

How are German BIC / SWIFT codes made up?

8 or 11 characters, made up as follows:

BBBBDELL or BBBBDELLDDD

DE = country code for France

B = Bank Code (Only Letters)
L = Location Code (Letters & Digits)
D = Branch Code (Optional; 'XXX' for Head Office - Letters & Digits)

Can you provide proof of payment?

Yes, once we have sent payment on your behalf, we can issue an International Payment Receipt, giving proof of the transferred amount and beneficiary. This service is free for payments over £10,000, otherwise a £5 charge would apply.

Is there a minimum or maximum transfer amount?

Generally, Currency Index's service is only efficient for payments to Germany of over £1,000 equivalent. There is no maximum amount we can transfer on your behalf.

If you are still using your bank to send payments to Germany, try Currency Index instead and you will see a world of difference - not only a much cheaper service with better exchange rates, but super-fast transfers, clear explanations on rates, and the knowledge that you are dealing with regulated specialists in overseas money transfers.