send money to japan

Japan money transfers

Send money to Japan with Currency Index - it's fast, easy and secure, and you can save up to 4% on the exchange rate alone, compared to your bank or other providers. Contact us using the form below if you would like more information on our service, or you can register with us to set up a trading facility today.

Currencies usually accepted: Japanese Yen (JPY)

Typical money transfer time to Japan: next day (TT)

Transfer charge: FREE if sending over £30,000, otherwise £12 per TT payment

japan money transfer

Japanese payment instructions

Payment details needed for us to send money to Japan:

  • Name of Beneficiary (and address if you have it)
  • Name of Japanese Bank (and address if you have it)
  • Account Number
  • SWIFT (or BIC) code

These can usually be found on your bank statement or other paperwork, and we recommend you forward the full instruction to your Currency Index account manager when you instruct your payment to Japan.

If you are paying a third party (eg, lawyer, supplier, other individual) you can forward on the invoice or paperwork you have been sent, and the payments team at Currency Index will take care of the rest, without you needing to fill in endless forms.

Send money to Japan - common questions

How are Japanese BIC / SWIFT codes made up?

8 or 11 characters, made up as follows:

BBBBJPLL or BBBBJPLLDDD

JP = country code for Japan

B = Bank Code (Only Letters)
L = Location Code (Letters & Digits)
D = Branch Code (Optional; 'XXX' for Head Office - Letters & Digits)

Can you provide proof of payment?

Yes, once we have sent payment on your behalf, we can issue an International Payment Receipt, giving proof of the transferred amount and beneficiary. This service is free for payments over £10,000, otherwise a £5 charge would apply.

Is there a minimum or maximum transfer amount?

Generally, Currency Index's service is only efficient for payments to Japan of over £1,000 equivalent. There is no maximum amount we can transfer on your behalf.

Will I pay any Japanese bank charges?

Sometimes, the receiving bank or an intermediary (routing) bank will take a small charge from your payment. There is no way to be sure if this will happen for an individual payment, but if you need an exact amount to arrive with a beneficiary, we recommend sending £10-25 extra to cover any local banking or routing charges in Japan.

Contact us for a quote

You can use this form to request a quote for your transfer from our team. We will be in touch to discuss your requirements, during business hours (9am-5.30pm Mon-Thu & 9am-5pm Fri, UK time)

  • Find out how much you could save on your money transfer to Japan
  • FCA regulated service, established 2008
  • No commission charges - the rate you agree is the rate you get
  • We won't pass your details to anyone else

Guide to Sending Money to Japan

If you are still using your bank to send money to Japan, try Currency Index instead and you will see a world of difference - not only a much cheaper service with better exchange rates, but super-fast transfers, clear explanations on rates, and the knowledge that you are dealing with regulated specialists in overseas money transfers.